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Home > Health Plans

Group Health Plan

The Group health Plan is self-funded.  This means the plan is funded solely by employee and individual company premiums.  Aetna Inc. administers the medical coverage, Cigna Dental administers the dental coverage, Superior Vision administers the vision coverage and OptumRx administers the prescription coverage.  The plan offers coverage to all full-time employees and their eligible dependents based on specific guidelines as outlined in your company Benefits Specifics.

Your privacy is very important to us. Please review our Privacy Practices and Procedures for more information.

For more information on the plans and coverage specifics, please refer to the following documents for each plan. Questions related to coverage specifics should be directed to the appropriate insurance carrier which can be found on the Contacts page. You may request a printed copy of the Summary Plan Description by contacting the Watkins Group Benefits Department.

Group Health Plan Descriptions

Summary Plan Description
Amendment to Plan Benefits

2018 Summary of Benefits Coverage CDHP Select
2018 Summary of Benefits Coverage CDHP Choice
2018 Summary of Benefits Coverage HRA
2018 Summary of Benefits Coverage POS
2018 Benefit Guide
2018 Aetna Plan Design - CDHP Select
2018 Aetna Plan Design - CDHP Choice
2018 Aetna Plan Design - HRA
2018 Aetna Plan Design - POS


HSA Accounts
Health Savings Account Info
How to use your HSA
Investment Options for HSA Funds
HSA Bank Mobile App
myHealth Portfolio
HSA Bank Contact Info
HSABank Health Savings Calculator

2018 Incentives and Instructions for Completing the Online Health Risk Assessment

Cigna Dental PPO Group Dental Benefits
Cigna Dental PPO Frequently Asked Questions

Group Vision Benefits
Using Your Superior Vision Plan
Utilizing Eye Care Provider Sales or Coupons
Getting Started Guide
Printing Your ID Card

Prescription Drug Benefits
Generic Preventive Maintenance Medication
Prescription Drug List
Maintenance Medication List
Prior Authorization
Hassle-Free Fill Program
Managing Your Medications Online

Teladoc Member Login
Teladoc - Getting Started
Teladoc - So Many Reasons
Teladoc - Talk to Doctor

Watkins contracts with several large nationwide providers which offer employees a variety of services at discounted rates. To find a network provider select from one of the following links:

Network Providers

Aetna's Choice POS II Network for health care providers
Cigna Dental - Total Cigna Dental PPO(DPPO)
OptumRx for prescription drugs
Superior Vision for Vision Network Providers

Group Health Annual Reports

Current Reports:
2016 Summary Annual Report

Email Group Benefits